The Coverage Memo.
Twice a month: what changed in the insurance market, what to switch, and what to leave alone. No fluff, no carrier press releases. Roughly four minutes to read. Written by former licensed agents and consumer journalists who quietly hate insurance jargon as much as you do.
- What changed in the U.S. carrier landscape this fortnight
- One specific switch worth making (or one to avoid)
- A reader question, answered without weasel words
- Quietly nerdy stat-of-the-week from our claims dataset
Get the next issue.
Twice a month. Two-click unsubscribe. We never share your address with carriers.
What we’ve been writing about.
- Apr 23 · Issue 24
Why telematics-only auto pricing is finally working in 12 states.
Root and Metromile aren’t the only ones now — the major carriers are quietly closing the gap on usage-based pricing.
- Apr 09 · Issue 23
Florida home insurance, after the freeze.
What’s actually changed in the Florida residual market, plus three regional carriers worth quoting.
- Mar 26 · Issue 22
Pet insurance reimbursement caps are creeping up.
The annual cap shift you may have missed at renewal — and which carriers are best for chronic-condition dogs.
- Mar 12 · Issue 21
Term-life shopping in your 40s.
The actually-useful comparison frame for healthy 40-somethings: $500K, $750K, $1M, and what each is costing right now.